Please click on the link to download a copy of our Privacy Policy.

 

PrivacyNotice.pdf

Rev.

                           

    
    

FACTS

     

                          

    
    

WHAT DOES Fairleigh Dickinson Federal Credit Union

    

DO WITH  YOUR PERSONAL INFORMATION?

    
    

                         

Why?

Financial   companies choose how they share   your personal information. Federal law gives consumers   the right to limit some but not all sharing. Federal law also requires us to tell you  how we collect, share, and protect your personal information. Please read this notice   carefully to understand what we do.

 

 

What?

The types   of personal information we collect and share depend   on the product or service you have with us. This information can include:

Social Security number   and Income

Account Balances and Transaction History

Credit History and Credit Scores

When you are no longer   our member,   we continue to share your information as described in this notice.

 

 

How?

All   financial companies need to   share members’    personal information to run their everyday business. In the section   below, we list the reasons   financial companies can share their

Members’ personal information; the reasons  a financial institution

chooses to share; and whether  you can limit  this sharing.

 

Reasons we can share your personal information

Does FDUFCU

share?

Can   you limit this   sharing?

For our everyday business purposes—

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report   to credit bureaus

yes

no

For our marketing purposes—

to offer our products and   services to you

yes

no

For joint marketing with other financial companies

yes

no

For our affiliates’ everyday business purposes—

information   about your transactions and experiences

yes

no

For our affiliates’ everyday business purposes—

information   about your creditworthiness

yes

yes

For our affiliates to market to you

no

N/A

For nonaffiliates to market to you

no

N/A

                           

    
    

Questions?

    
    

                          

    
    

Call 973-443-8915        or go to      www.fdufcu.org

    
    

                            

 

Who we are

Who is providing   this notice?

FairleighDickinson  University FCU

 

What we do

How does

protect   my personal information?

To protect your personal information from unauthorized access   and use, we use security measures that comply with federal law. These measures include   computer safeguards and secured files and buildings.

How does

collect my personal information?

We   collect your personal information, for example, when you

Open an account or Apply for a loan

Pay your bills or show us your drivers   license

Use your credit or debit card

Why can’t   I limit all sharing?

Federal law gives you the right to limit only

  sharing for affiliates’ everyday   business purposes—information about your creditworthiness

affiliates from using your information to market to you

sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

 

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

FDUFCU does not share   information with affiliates

Nonaffiliates

Companies not related   by common ownership or control. They can be financial and nonfinancial companies.

FDUFCU does not share   information with non-afflliates

Joint marketing

A formal   agreement between   nonaffiliated financial companies that together market   financial products or services to you.

FDUFCU’s joint marketing partners include Cuna’s   MemberConnect

Other important information