Privacy Policy

FDU Federal Credit Union Privacy Act Notice

FDU Federal Credit Union is committed to providing you with the best financial products and services for your needs. We are equally committed to protecting our member's privacy. FDU Federal Credit Union is owned by its members and run by a Board of Directors you elect. You can be confident that your financial privacy is a priority of this credit union. We are required by law to provide this Privacy Notice to explain how we collect, use and safeguard your personal financial information.

At FDU Federal Credit Union we collect, use and safeguard your personal financial information so we can meet your needs and maintain account relationships with you. We will not share information we have collected about our members or former members except as permitted or required by law.

Information We Collect and Disclose About You

We collect nonpublic personal information about you from the following sources:

  • Information we receive from you on applications and other forms.
  • Information about your transactions with us.
  • Information we receive from a consumer reporting agency
  • Information obtained when verifying the information you provide on an application or other forms.

In order for us to provide competitive products and services, we may disclose information about you to companies that perform services on our behalf or to other financial institutions with which we have joint marketing agreements. We only work with companies that agree to maintain strong confidentiality safeguards and limit the use of information we provide. We do not permit these companies to sell the member information we provide to other third parties.

How We Protect Your Information

We restrict nonpublic personal information to those employees who have a specific need to utilize your data. We maintain physical, electronic and procedural safeguards that are in compliance with federal regulations and leading industry practices to protect this information.

We require our employees to protect the privacy of information about our members regardless of what medium is used to fulfill your request. The Credit Union will maintain appropriate security standards and procedures regarding unauthorized access to member information.

Privacy On Our Website

FDU Federal Credit Union respects the privacy of its members and is committed to protecting their information on our Web Site. We only collect non-identifying information about our visitors such as date and time our site was accessed, what pages were visited, what servers were used, and the city, state and country of the visitor as identified by the server address. FDUFCU collects this information to create summary statistics and determine the level of interest in our information made available on our Web Site which helps us to establish products and services to best meet our members needs.

Visitors may elect to provide us with personal information via E-mail, submitting applications or ourInformationCenter. This information is used internally, as appropriate, to handle the sender's request. It is not disseminated or sold to other organizations.

We will continuously assess ourselves to ensure that member privacy is respected.

If you have any questions regarding our privacy policy please contact an Account Development Representative at (973) 443-8915 or write us at:

Compliance Officer
285 Madison Ave
Madison,NJ07940